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What to Expect with Real Estate in 2021

What you need to know for the new year if you intend on buying or selling.

Real estate during these troubling times are questionable. Many home buyers and sellers are questioning what the future is like when they’re ready to move. From first time home buyers to homeowners, there’s no question that it’s a time of uncertainty. Here’s what you need to know if you plan on Making The Move in the new year, 2021.

Homes are Hard to Come By

If you’ve paid any attention in the past year at the real estate market, inventory is nothing short of sparse. For sellers, this is great! Sellers are getting top dollar for their property and it typically sells fast in the current market because of the low inventory. Many sellers are having their homes sell within days of getting on the market. 
For buyers, this means being competitive and keeping a close eye on the market. Having an agent with great communication, connections, and knowledge is important so that you can make competitive offers and act fast. Click here to be connected with an agent that’s right for you!

Homes are More Expensive

The median price of homes rose 14.6% in November of 2020 compared to November of 2019. "Home sales in November took a marginal step back, but sales for all of 2020 are already on pace to surpass last year's levels," said Lawrence Yun, NAR's chief economist. "Given the COVID-19 pandemic, it's amazing that the housing sector is outperforming expectations." 

Because of the scarcity in homes on the current market, buyers are bidding competitively - often going over asking price. The scarcity in listings causes the market value to increase in an area. Although the prices are higher than normal, the turnover rate is still high and on the rise. 

Mortgage Rates are Low

Interest rates are at an all-time low with rates as low as 2.7% in Indiana. If you’re a buyer, this is great news in order to start home searching. If you’re a homeowner, you may want to consider refinancing! Thinking of selling? There are many buyers on the market right now for a property near you to take advantage of these low rates. Contact one of our agents to help match you with a mortgage broker. According to, interest rates are predicted to go slightly up around .2% by the end of the year. You may want to consider taking advantage of these low rates before they go up!

Foreclosures are to Come


As you’ve probably seen locally, many businesses are forced to shut down due to hardships from the pandemic. It is no different for the local homeowners in the community. With regulations put in place over the past year, foreclosures have been postponed, allowing residents to stay in their homes. Although the date of postponing foreclosures is forever changing, it is predicted to end in 2021. What does this mean for buyers? Depending on the market at that time, lower-priced homes may become able to purchase, but it is never certain until the time comes.

Your Next Steps


At least for now, you can expect it to be a seller’s market. It’s a great time to be a home seller if you are ready, especially if you live in a suburban area. As for buyers, you are getting the best interest rates we’ve ever seen. It would definitely be beneficial to take advantage of that! 

There is a lot of uncertainty when it comes to real estate and the market is continuously changing. The best thing you can do is contact the experts in your community to discuss your situation, the current market, and get a Comparative Market Analysis (CMA). 



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What our clients are saying  

Since selling me my first Indiana home Jari and Dave have become not just my realtor but also my best friends! People like Jari and Dave are very rare these days and should be cherished! They also just sold my home and sold me my new lake house.


~ Wade Sadberry

Jari Troth was my Realtor for the property I purchased. At all times, she was very responsive, professional, and responded to all of my questions in a timely manner. I would recommend her services at any time, and would be happy to serve as a reference for her services.


~ Karen Zusman

Jari it is always a pleasure working with you thank you for all your help we appreciate it


~ Claudia Sanchez

Jari Troth, with MTM Realty, goes the extra mile! She was fantastic to work with in every way!


~ Lisa Smithson

Sheila was readily available any time we had questions or concerns and made us feel like we were her only clients even though she was helping other home buyers at the same time.


~ Brett & Candy Morton

Sheila did a fantastic job. Always able to answer any questions I had. Highly recommend.


~ Jim Snyder

Very helpful in the transition of buying and selling a home. Thanks lisa!


~ Michael Iacovetti

Great service, knowledge. Realtors friendly. Staff goes out of the way to help you.


~ John Boumenot

Sheila is just great to work with.


~ Susie Richter

Sheila Saunders is amazing! She helped me every step of the way with the purchase of my new home - from the MANY appointments to look at prospective homes to closing day. She always went above and beyond to help me find the home that was best for me. She was extremely knowledgable of the process and if there was something she didn't know, she found the answer for me. She made this stressful situation not nearly as stressful. I will forever be grateful to Sheila! She's not only a great realtor, but a great person!


~ Laurie Tarnow

Jari did so much for me that I could not begin to mention them all. She was the absolute best. She went over and beyond in helping me, advising me. She was perfect. For anyone wanting to sell their home or a first time buyer, call Jari Lynn Troth. You won't be sorry.


~ Anonymous

Jenn made our buying process so easy! We were very picky and house hunted for 3.5 years and she never once gave up on us. We appreciate everything she did for us and thank her for always being there whenever we had questions or houses we wanted to jump on. Thank you Jenn!


~ Chelsea Waak

Just bought my second house by myself and had a wonderful experience! Much thanks goes to Sheila Saunders for her professionalism, her expertise, and keeping on top of everything at all times so I always knew what to do and when to do it. Couldn't have been happier with the experience! I totally trust Sheila and MTM and will have Sheila sell my old house for me as soon as it's ready.


~ Susie Richter

We put our house on the market this year with MTM Realty, Darlene Jesch, Realtor. We had multiple offers the first day. MTM has a process in place to evaluate and present the offers we received. It made our decision easier. We highly recommend MTM Realty and Darlene Jesch.


~ Sissy Robberts

For anyone wanting to sell their home for a first time buyer, call Jari Lynn Troth. You won't be sorry.


~ Anonymous

Jari was such a monumental help in our first house buying adventure. We couldn't have done this without her. She was very knowledgeable in the house buying process and helped ensure we got the best house available in our budget.


~ Anonymous

Darlene is an outstanding realtor. We enjoyed working with her!


~ Anonymous

We put our house on the market this year with MTM Realty, Darlene Jesch, realtor. We had multiple offers the first day. MTM has a process in place to evaluate and present the offers we received. It made our decision making easier.


~ Kim Schlosser

I appreciate the friendliness and professionalism of the MTM staff. They made purchasing a home stress free!


~ Stephanie Dubbs

The best customer service!


~ Patrick Gondeck

Lisa was incredibly easy to deal with and extremely knowledgeable when it came to selling our home for us! Very attentive to our questions and our requests, she made the transaction very pleasing. We would highly recommend Lisa and the MTM team for your next real estate needs.


~ Steve Raymer

I can't say enough about Lisa. She went above and beyond for us during the process of selling my home and buying a new one. I would highly recommend Lisa and the team at MTM.


~ Andrew Snyder

An incredibly professional staff that goes out of their way for their clients. If you're selling or buying, I highly recommend them.


~ Dennis Bennett

Chip is great to work with. Did whatever he could to help us work through any hurdles we came across.


~ Ryan Readshaw

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